Net Worth & Assets Overview

Overview

Net worth tracking in Forbidden Finance gives you a single number that represents your complete financial picture: everything you own minus everything you owe. By adding your assets (bank accounts, investments, property) and liabilities (mortgages, loans, credit card debt), you get a clear, honest view of where you stand financially and how that position changes over time.

This feature is available on Pro and Premium plans. Forbidden Finance takes a daily snapshot of your net worth so you can track progress over weeks, months, and years through an interactive chart.

How Net Worth Is Calculated

Your net worth is a simple formula:

Net Worth = Total Assets - Total Liabilities

• Total Assets includes the current value of all your asset entries: bank account balances, investment holdings, real estate, retirement accounts, and any custom assets.
• Total Liabilities includes the outstanding balance on all your debts: mortgages, auto loans, student loans, personal loans, and credit card balances.

Bank account balances from connected accounts update automatically based on your sync schedule. Investment prices for stocks and crypto update automatically from market data. Real estate and custom assets use the values you enter manually.

What You Can Track

Net Worth Dashboard

Your net worth appears on the home dashboard as a widget showing:

• Current net worth — Your latest calculated total.
• Change over time — How much your net worth has increased or decreased over the last 30 days.
• Trend chart — A mini chart showing your net worth trajectory.

Tap the widget to open the full net worth detail screen with your complete asset and liability breakdown, allocation charts, and historical data.

Portfolio Allocation

The allocation view shows a pie chart breaking down your assets by class (stocks, crypto, real estate, retirement, cash, other). This helps you see at a glance whether your wealth is concentrated in one area or spread across different asset types.

History Depth by Tier

Daily snapshots are taken automatically. You do not need to do anything to build your history; just keep your assets and liabilities up to date.

Tips

Frequently Asked Questions

Do I need to add bank accounts separately from assets?

No. Bank accounts you have already connected or created manually in Forbidden Finance are automatically included in your net worth calculation. You only need to add non-bank assets like investments, property, and custom items.

How often does my net worth update?

A snapshot is taken daily. Investment prices update automatically throughout the day for stocks and crypto. Your net worth recalculates whenever an asset value, liability balance, or bank account balance changes.

Can I see my net worth broken down by category?

Yes. The net worth detail screen shows a breakdown by asset type and individual holdings, along with a pie chart showing your portfolio allocation.

What happens to my net worth history if I downgrade from Premium to Pro?

Your history beyond 24 months is preserved but not visible until you upgrade again. No data is deleted.

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Need more help? Contact us at support@403fin.io.