Shared Accounts

How to choose which accounts to share with your partner in Forbidden Finance, and how to keep specific accounts private.

Overview

Sharing accounts with your household is entirely in your control. You choose exactly which of your bank accounts, investment accounts, and other financial accounts your partner can see. Every account is private by default, and sharing is toggled on a per-account basis. Your partner makes the same choices independently for their own accounts.

This means you can share a joint checking account while keeping your personal savings, credit cards, or individual investment accounts completely private.

Open Household settings

Navigate to Settings > Household. You see a list of your household members.

Tap Shared Accounts

Select Shared Accounts or tap your partner's name to open sharing configuration.

Select accounts to share

You see a list of all your accounts (connected and manual). Toggle the switch next to each account you want to share. Shared accounts show a "shared" badge.

Confirm your choices

Tap Save. Your partner immediately gains visibility into the accounts you shared.

What Your Partner Sees

When you share an account, your partner can view:

Account name and type — The label and category (checking, savings, credit card, etc.).
Current balance — The most recent balance from sync or manual entry.
Transactions — All transactions in the shared account, including merchant, amount, date, and category.
Recurring rules — Any recurring rules associated with the shared account.

What your partner cannot see from a shared account:

Your private accounts — Only the accounts you explicitly share are visible. Everything else is hidden.
Your account credentials — Sharing an account does not give your partner access to your bank login or connection settings.

Setting Accounts as Private

All accounts start as private. If you previously shared an account and want to make it private again:

Open Shared Accounts

Go to Settings > Household > Shared Accounts.

Toggle off the account

Find the account you want to hide and turn off the sharing toggle.

Confirm

Tap Save. Your partner immediately loses visibility into that account. Transactions and balances from that account disappear from their view.

Making an account private does not delete any data. It simply removes your partner's ability to see it.

Your plan includes a certain number of bank connection slots, and these are shared across the household:

Tier	Total Connection Slots
Pro	5 connections shared between both members
Premium	10 connections shared among all members

Each bank connection (not each account) uses one slot. A single Plaid connection to a bank may include multiple accounts (checking, savings, credit card) under one slot.

To make the most of your slots:

Each member connects their own banks using the shared pool of slots.
If one member needs more connections, the other can use fewer, and vice versa.
Monitor slot usage from Settings > Household > Connection Slots.

Tips

A common setup is to share joint accounts (joint checking, joint savings) while keeping individual accounts private. This gives both partners visibility into shared expenses without exposing personal spending.

Review your sharing settings periodically, especially after opening new accounts or connecting new banks. New accounts are private by default and need to be shared explicitly.

Removing an account from sharing takes effect immediately. If your partner is in the middle of viewing shared data, the account disappears from their view on the next screen refresh.

Frequently Asked Questions

No. Sharing works at the account level. When you share an account, all transactions in that account are visible to your partner. If you need to keep certain transactions private, consider using a separate account for those.

Do shared accounts affect my partner's budget?

Shared accounts can contribute to household budget visibility. Both members see how transactions in shared accounts affect the budget. Your partner's private accounts do not appear in your budget view.

What happens to shared accounts if I leave the household?

All sharing is revoked immediately. Your partner loses access to your accounts, and you lose access to theirs. Both members retain full access to their own individual data.

No. An account belongs to the member who connected or created it. That member controls sharing for that account. If you have a joint account, only the member who connected it manages its sharing settings. To work around this, both members can connect the same joint account from their own bank login and share their respective connections.

Household Overview

Learn what household sharing includes.

Permissions

Configure what members can do with shared data.

Invite a Partner

Send an invitation to join your household.

Connect Your Bank

Link a bank account to Forbidden Finance.

Need more help? Contact us at support@403fin.io.

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