Net Worth History

How Forbidden Finance tracks your net worth over time with daily snapshots and interactive charts.

Overview

Forbidden Finance takes a daily snapshot of your net worth so you can see exactly how your financial position has changed over time. The net worth history chart turns an abstract number into a visible trend, making it easy to spot progress, identify setbacks, and stay motivated on your financial journey.

This feature is available on Pro and Premium plans. Pro users have access to 24 months of history, while Premium users have unlimited history.

Forbidden Finance does not provide financial advice. These tools are for informational purposes only.

How Snapshots Work

Every day, Forbidden Finance calculates your net worth by summing all assets and subtracting all liabilities. This calculation includes:

Bank account balances — From connected accounts (synced automatically) and manual accounts (last entered balance).
Investment values — Stocks, ETFs, bonds, and crypto at their latest market prices.
Real estate and custom assets — At their most recently entered estimated values.
Liability balances — From connected loan/credit accounts (synced) and manually entered debts.

The snapshot captures the state of all these values at that point in time. Even if you later edit an asset or liability, past snapshots remain unchanged, giving you an accurate historical record.

Viewing Your History

Open Net Worth

Navigate to Net Worth & Assets from the main menu. Your current net worth and a summary chart are displayed at the top.

Tap the history chart

Tap the chart or select View History to open the full interactive history screen.

Choose a time range

Select a preset range (1 month, 3 months, 6 months, 1 year, all time) or drag the handles to define a custom date range.

Explore individual days

Tap any point on the chart to see the exact net worth, total assets, and total liabilities for that date.

Reading the Chart

The history chart shows a line graph of your net worth over time. Key visual elements include:

Net worth line — The primary line showing your overall trajectory.
Zero line — A horizontal reference line at zero. When your net worth is above this line, your assets exceed your liabilities.
Change indicator — The top of the screen shows the dollar amount and percentage change for your selected time range.
High and low markers — The highest and lowest net worth points within the selected range are highlighted so you can see your peaks and valleys.

What Causes Changes

Your net worth changes for several reasons, and the history chart reflects all of them:

Income and expenses — Regular cash flow changes your bank balances.
Market movements — Stock and crypto prices fluctuate, changing the value of your investments.
Debt payments — As you pay down loans and credit cards, your liabilities decrease.
Manual updates — When you update a property value, custom asset estimate, or manual account balance.
New assets or liabilities — Adding or removing entries shifts your total.