Household SharingOverview

Household Sharing Overview

How household sharing works in Forbidden Finance, including partner invitations, shared accounts, privacy controls, and member limits.

Overview

Household sharing in Forbidden Finance lets you bring your partner or family members into your financial picture. Instead of each person managing their finances in isolation, you can share specific accounts, view combined data, and work toward shared goals together. You choose exactly what to share and what to keep private, so every member of the household maintains control over their own financial privacy.

Household sharing is available on Pro and Premium plans. Pro supports one partner, while Premium supports up to five household members.

What You Can Share

When you invite someone to your household, you decide which parts of your financial life they can see:

  • Bank accounts — Share specific connected or manual accounts. Your partner sees balances, transactions, and activity for shared accounts only.
  • Budgets — Shared accounts contribute to your household's budget visibility, so both members see how shared spending tracks against the plan.
  • Goals — Link shared accounts to savings goals that both members can track.
  • Net worth — Shared assets and liabilities appear in both members' net worth views.

Everything not explicitly shared remains completely private. Your partner cannot see private accounts, their transactions, or their balances.

Member Limits by Tier

TierHousehold Members
FreeNone
StarterNone
Pro1 partner
PremiumUp to 5 members

Each household member needs their own Forbidden Finance account. The person who creates the household is the owner and manages invitations, permissions, and shared account settings.

Privacy Controls

Forbidden Finance is built with privacy as a default:

  • Private by default — When you invite a partner, no accounts are shared until you explicitly choose which ones to share.
  • Per-account control — Share your joint checking account but keep your personal savings private. The choice is yours for every account.
  • Activity log — Every action taken on shared data is logged, so you can see who viewed or modified what.
  • Revoke anytime — Remove a member from your household at any time. Their access to shared data is revoked immediately.

Connection Slot Sharing

Your plan includes a set number of bank connection slots. Within a household, these slots are shared:

  • Pro — 5 connection slots shared between both members.
  • Premium — 10 connection slots shared among all household members.

Each connected bank counts as one slot, regardless of how many accounts are under that connection.

Grace Period on Downgrade

If you downgrade from a plan that supports sharing to one that does not, you get a 14-day grace period. During this time, sharing continues to work normally so you have time to adjust. After the grace period, sharing is frozen until you upgrade again. No data is deleted.

Tips

Start by sharing only your joint accounts. You can always expand sharing later as you and your partner get comfortable with the feature.
Use the activity log to build transparency and trust. Both members can see exactly what actions have been taken on shared data.

Frequently Asked Questions

Does my partner need to pay for their own plan?

Your partner needs a free Forbidden Finance account to accept the invitation. The sharing feature is powered by the household owner's plan (Pro or Premium). Your partner does not need a paid plan to access shared data.

Can both members share accounts with each other?

Yes. Sharing is bidirectional. Both you and your partner can choose which of your own accounts to share with the other.

What happens if the household owner cancels their subscription?

Sharing enters a 14-day grace period. After that, shared access is frozen. Both members retain access to their own individual accounts and data.

Can I be in more than one household?

No. Each account can belong to only one household at a time. You must leave your current household before joining a new one.

Invite a Partner

Step-by-step guide to inviting someone to your household.

Shared Accounts

Choose which accounts to share and which to keep private.

Permissions

Understand viewer and editor access controls.

Subscription Plans

Compare plan features including household limits.

Need more help? Contact us at support@403fin.io.