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Subscription & Plans

How to view your current plan, understand what each tier includes, and upgrade or downgrade your Forbidden Finance subscription.

Overview

Forbidden Finance offers four plans to match different stages of your financial journey. You can start with the Free plan and upgrade anytime as your needs grow. Every plan includes the core features: manual accounts, transaction tracking, and a customizable dashboard. Paid plans add bank connections, advanced budgeting methods, multi-currency support, household sharing, and more.

You can view, change, or cancel your subscription at any time from the app settings.

What Each Plan Includes

Free

The free plan gives you a solid foundation for manual financial tracking:

  • Up to 10 manual accounts (checking and savings types)
  • 2 budgeting methods (50/30/20 and Pay Yourself First)
  • 1 currency
  • 6 months of transaction history
  • Full dashboard with widgets
  • Goal tracking
  • CSV and JSON import (YNAB, Mint, Monarch, generic)

Starter

Everything in Free, plus:

  • Unlimited manual accounts
  • 2 bank connections with Plaid (daily sync)
  • All 9 budgeting methods
  • Up to 3 currencies
  • 12 months of transaction history
  • Recurring transaction detection

Pro

Everything in Starter, plus:

  • 5 bank connections (hourly sync)
  • Investment and net worth tracking
  • Assets and liabilities
  • 1 household partner
  • Up to 10 currencies
  • 24 months of transaction history
  • Debt payoff tools (coming soon)
  • All account types (including credit cards, loans, and investment accounts)

Premium

Everything in Pro, plus:

  • 10 bank connections (real-time sync)
  • AI-powered insights (coming soon)
  • API access for custom integrations (coming soon)
  • Up to 5 household members
  • Unlimited currencies
  • Unlimited transaction history
  • Custom assets (vehicles, art, collectibles)
  • Add-on packs
  • FIRE planning tools (coming soon)

How to View Your Current Plan

Open Settings

Tap the Settings icon in the navigation bar.

Select Subscription

Tap Subscription or Plan. You see your current plan name, billing cycle, and renewal date.

How to Upgrade

Open Subscription settings

Go to Settings > Subscription.

Tap Upgrade

Tap Upgrade or Change Plan. You see a comparison of all available plans.

Select your new plan

Choose the plan you want to upgrade to. Review the features that are included.

Confirm and pay

Follow the payment prompts. Your upgrade takes effect immediately, and you gain instant access to the new features. Any remaining credit from your current billing period is prorated.

How to Downgrade

Open Subscription settings

Go to Settings > Subscription.

Tap Change Plan

Select the plan you want to switch to.

Review what changes

The app shows you which features you lose. For example, downgrading from Pro removes net worth tracking and household sharing access.

Confirm

Your downgrade takes effect at the end of your current billing period. You keep full access to your current plan's features until then.

What Happens to Your Data on Downgrade

  • Bank connections — If you have more connections than the new plan allows, you choose which ones to keep. Excess connections are paused, not deleted.
  • Household sharing — If the new plan does not support sharing, a 14-day grace period applies before sharing is frozen.
  • Transaction history — History beyond the new plan's limit is preserved but not visible until you upgrade again.
  • Budget method — If your active method is not available on the new plan, you are prompted to switch to an available method.
  • Currencies — Excess currencies are kept but you cannot add new ones until you are within the limit.

No data is ever deleted when you downgrade.

How to Cancel

If you decide to cancel your subscription entirely:

  1. Go to Settings > Subscription.
  2. Tap Cancel Subscription.
  3. Confirm. Your paid features remain active until the end of your current billing period, then you revert to the Free plan.

For billing disputes, refund requests, or questions about charges, contact us at support@403fin.io.

Tips

Start with the Free plan to explore the app, then upgrade to Starter when you are ready to connect your bank. Many users find Starter sufficient for everyday budgeting.
Check the plan comparison screen before upgrading to make sure the features you want are included in the tier you are considering.

Frequently Asked Questions

Can I try a higher plan before committing?

Check the app for current promotional offers and trial periods. Availability varies.

Will I lose my data if I cancel?

No. Canceling reverts you to the Free plan. Your data is preserved, but features beyond the Free tier are no longer accessible until you upgrade again.

Can I switch plans mid-billing cycle?

Upgrades take effect immediately with prorated billing. Downgrades take effect at the end of your current billing period.

Where can I see pricing?

Current pricing is available in the app on the plan comparison screen and on the Forbidden Finance website. The help center does not list prices because they may vary by region and promotional offers.

Multi-Currency

Manage currencies and exchange rates.

Household Sharing

Share accounts with your partner or family.

Net Worth Overview

Track your assets and liabilities (Pro+).

Budgeting Overview

Explore all 9 budgeting methods.

Need more help? Contact us at support@403fin.io.

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