Recurring & BillsUpcoming Bills

Upcoming Bills & Cash Flow Forecast

How to use the upcoming bills widget, bill calendar, and 30/60/90-day cash flow forecast in Forbidden Finance.

Overview

The upcoming bills feature gives you a clear view of what charges are coming next and how they affect your cash flow. A dashboard widget shows the next 7 days of expected charges at a glance, while the full bill calendar and cash flow forecast let you plan weeks and months ahead. You never have to wonder whether you have enough in your account to cover this week's bills.

All projections are based on your active recurring rules, both auto-detected and manually created. The more rules you confirm and create, the more accurate your forecast becomes.

Dashboard Widget

The Upcoming Bills widget appears on your home dashboard and shows expected charges for the next 7 days. Each entry displays the merchant name, expected amount, and due date. Tap any entry to view the full rule details.

The widget updates automatically as charges are matched or new occurrences come due. If a charge is matched early (for example, your bank processes a bill a day ahead of schedule), it disappears from the upcoming list.

Bill Calendar View

For a broader view, open the full bill calendar from the Recurring & Bills section:

Navigate to Recurring & Bills

Tap Recurring & Bills in the main menu, then select the Calendar tab at the top of the screen.

Browse by month

Swipe left or right to move between months. Each day with an expected charge shows a dot indicator. Tap any day to see the details.

View by list

Toggle to list view to see all upcoming charges in chronological order. This is useful for scanning the next few weeks without navigating day by day.

The calendar shows both incoming (income, inbound transfers) and outgoing (bills, subscriptions, loans) occurrences, color-coded so you can quickly distinguish money coming in from money going out.

Cash Flow Forecast

The cash flow forecast projects your account balance forward based on your recurring rules. It answers the question: "If all my expected charges and income arrive on schedule, what will my balance look like?"

How Projections Work

  • Starting balance — The forecast uses your current total account balance as the starting point.
  • Outgoing charges — Subscriptions, bills, and loan payments subtract from the projected balance on their expected dates.
  • Incoming charges — Income and inbound transfers add to the projected balance on their expected dates.
  • Time horizons — View projections for 30, 60, or 90 days. Longer timeframes include more recurring cycles and give you a bigger-picture view.

How to View Your Forecast

Open the forecast

Navigate to Recurring & Bills and select the Forecast tab. The chart shows your projected balance over time.

Choose a time horizon

Tap 30, 60, or 90 days to adjust how far ahead the projection extends.

Tap any point on the chart

Tapping a specific date on the chart shows the projected balance for that day along with the charges expected to hit.

What the Forecast Does Not Include

The forecast only accounts for active recurring rules. One-time expenses, unexpected charges, and discretionary spending are not included. Think of it as a baseline projection of your committed cash flow.

Tips

Check the 30-day forecast before making a large purchase. It shows whether your committed bills leave enough room in your balance.
If your forecast shows a balance dip below zero on a future date, that is a signal to move money between accounts or adjust spending before that date arrives.
The forecast is an estimate based on your recurring rules. Actual bank processing times, hold amounts, and one-time charges can cause your real balance to differ.

Frequently Asked Questions

Why is my forecast different from my actual balance?

The forecast projects based only on recurring rules. One-time charges, ATM withdrawals, and discretionary spending are not included. The further out you look, the more your actual balance may diverge from the forecast.

Can I add a one-time charge to the forecast?

The forecast is based on recurring rules only. For a one-time charge, you can create a manual recurring rule with a single occurrence, or simply keep the charge in mind when reviewing your projection.

How often does the forecast update?

The forecast recalculates every time you open it, and it updates automatically when recurring rules are added, edited, paused, or matched.

Does the widget count paused rules?

No. Paused rules do not generate upcoming occurrences and are excluded from both the widget and the forecast until you resume them.

Recurring Overview

The complete guide to recurring transaction tracking.

Missed Payment Alerts

What happens when a payment does not arrive.

Dashboard Widgets

Customize which widgets appear on your dashboard.

Manual Recurring Rules

Create rules for charges the system has not detected.

Need more help? Contact us at support@403fin.io.